EAR Calculator – Find the Effective Annual Rate

Calculate the effective annual rate (EAR) by entering the annual rate and compounding frequency in the calculator below.

%

Effective Annual Rate:

 %
Learn how we calculated this below


On this page:


EAR Formula

EAR = \left ( 1 + \frac{r}{n} \right )^{n} − 1

Where:
EAR = effective annual rate
r = annual rate
n = compounding periods