EAR Calculator – Find the Effective Annual Rate

Calculate the effective annual rate (EAR) by entering the annual rate and compounding frequency in the calculator below.


Effective Annual Rate:

Learn how we calculated this below

On this page:

EAR Formula

EAR = \left ( 1 + \frac{r}{n} \right )^{n} − 1

EAR = effective annual rate
r = annual rate
n = compounding periods