Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio using the calculator below. Use the simple mode to enter your regular monthly debt and income or the advanced mode to enter a breakdown for each.

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Monthly Income
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Other regular sources of income such as child support, alimony, or annuities.
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Monthly Debt Payments
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Other regular payments such as child support or alimony.
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Your Debt-to-Income Ratio:

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Learn how we calculated this below


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Debt-to-Income Ratio Formula

DTI ratio = monthly debt payments / gross monthly income